1) When faxing or sending in your paperwork to your lender, make sure that your loan number is printed on every page you are sending in. Lenders received thousands of papers a day and sometimes the cover sheet gets lost or the fax gets misplaced. If you have the loan number on every page, they can make sure it gets in your file.
2) Make sure that ALL of the requested paperwork is included in the file. If you are missing just one required document, they will show your account is incomplete and your file sometimes goes to the bottom of the pile.
3) Follow up every week with your lender to make sure all of the documents they have are up to date. Don’t worry about being a pest; this usually keeps your file moving along.
These tips are the same tips we use when submitting Short Sales. The complete packages move along much quicker then the packages submitted with missing documents. Some lenders even tell us to keep sending in pay stubs and bank statements so the file is kept current at all times.