Shirley Kistler's Real Estate Blog: Serving your Real Estate Needs in Sacramento, Placer and El Dorado Counties

Are you still on the fence trying to decide whether to keep on renting or take the leap into home ownership?   You may never again experience these low home prices combined with the lowest interest rates ever again.     Check out this handy calculator to help you see the advantages of home ownership. (CLICK HERE)  

If you are still unsure, you should contact a REALTOR to discuss the advantages of purchasing a home and find out how much of a loan you can qualify for. 

Don’t be left sitting on the fence saying should’ve…..would’ve…..could’ve  Act now and contact your Real Estate specialist.

In the past 32 years working in the real estate industry, I have not experienced a 4-1/2 % interest rate on a 30-year fixed rate loan.   It is time to give a lot of thought to purchasing a  home in this market. 

Are you concerned that  home values may decline?   

Sure, it is possible but will you ever see 4-1/2% again?   That equates to $450 for every $100,000 in the purchase price of your home.  Can you rent for that monthly payment?  I doubt it.  Lets also not forget the tax benefits of owning your own home and the freedom of making your house a home for you and family.

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