Are you still on the fence trying to decide whether to keep on renting or take the leap into home ownership? You may never again experience these low home prices combined with the lowest interest rates ever again. Check out this handy calculator to help you see the advantages of home ownership. (CLICK HERE)
If you are still unsure, you should contact a REALTOR to discuss the advantages of purchasing a home and find out how much of a loan you can qualify for.
Don’t be left sitting on the fence saying should’ve…..would’ve…..could’ve Act now and contact your Real Estate specialist.
In the past 32 years working in the real estate industry, I have not experienced a 4-1/2 % interest rate on a 30-year fixed rate loan. It is time to give a lot of thought to purchasing a home in this market.
Are you concerned that home values may decline?
Sure, it is possible but will you ever see 4-1/2% again? That equates to $450 for every $100,000 in the purchase price of your home. Can you rent for that monthly payment? I doubt it. Lets also not forget the tax benefits of owning your own home and the freedom of making your house a home for you and family.
Fair Oaks Fun Facts
You haven’t enjoyed Fair Oaks, CA until you have been to Fair Oaks Village and enjoyed the free roaming chickens and roosters. It has been such a delight for many to enjoy lunch, dinner, shopping or a concert in the park with our feathered friends. The village is so famous for it’s chickens, it made the pages of People Magazine.
The celebration of our feather friends continues again this year at the 4th Annual Chicken Festival sponsored by Fair Oaks Park and Recreation District on Saturday, September 19, 2009 from 10:00 a.m. to 6:00 p.m. Come out and enjoy the celebration with lots of craft and food vendors, bands, fun and games for the kids and a special Microbrew area for the adults.
The charm of the chickens and the centrally located town makes Fair Oaks one of the most desirable towns in the Sacramento area. Fair Oaks charm is that it has a little country feel with city amenities. Fair Oaks boarders the north edge of Lake Natoma and the American River. Many residents enjoy walking, biking or rafting down the American River Parkway.
Jean Wright, Realtor
Today I received my home owners insurace bill much to my surprise the premium increased an additional $1,000.00 per year totally $2,100.00… After much discussion with the AAA Insurance Manager, he fondly informed me that I had a claim for $15,000.00 last year and they attach 2 points to my account for anything over $10K paid out. Hmm 
( I reminded him that this was the first claim I have in 34 years with AAA Homeowner Insurance.. Well, it did not make any difference with him you see he has no authority to change anything..I also have an auto policy on several cars and accident free … Nope they don’t care. OK !! what about my 7 other rental policies HUH…. NOPE!!! doesn’t matter.. The moral of the story is Insurance is NOT TO BE USED only to be PAID for and framed???
Are you still on the fence trying to decide whether to keep on renting or take the leap into home ownership? You may never again experience these low home prices combined with the lowest interest rates ever again. Check out this handy calculator to help you see the advantages of home ownership. (CLICK HERE) 
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